GuidesMicro-entity accounts for a property company

Micro-entity accounts for a property company

Many buy-to-let and property holding companies are small enough to file the simplest micro-entity accounts. If yours is one of them, you can file everything yourself without an accountant. Here is what a property company needs to file, and how the numbers work.

Do property companies qualify as micro-entities?

Most small property companies and single-property SPVs are within the micro-entity size limits and can use the regime.

A few types of company are excluded from the micro-entities rules, so it is worth confirming yours is not in an excluded category — our micro-entity guide explains the limits and exclusions.

How investment property is treated

Under FRS 105, investment property is measured at cost less depreciation, not revalued to fair value each year.

That makes the accounts simpler than under other standards: there are no annual valuations to obtain and no fair-value movements to account for.

Rental income and Corporation Tax

Your company’s rental profit is subject to Corporation Tax. Running costs — letting fees, repairs, insurance and similar — are deductible against that profit.

Unlike an individual landlord, a company can generally deduct mortgage interest and other finance costs as a business expense, which is one of the main reasons people hold property through a company.

What you file each year

A CT600 with accounts and a tax computation to HMRC, micro-entity accounts to Companies House, and a confirmation statement to Companies House.

If the company did not trade or receive rent during the year, it may be dormant — see our dormant company guide.

OneFiler prepares and files the CT600 and micro-entity accounts for a small property company directly to HMRC and Companies House.

Common questions

Can a buy-to-let company file micro-entity accounts?

Usually yes, if it is within the micro-entity size limits and not in an excluded category. Check the size limits in our micro-entity accounts guide.

Is mortgage interest deductible for a property company?

For a limited company, finance costs such as mortgage interest are generally an allowable business expense against rental profit — unlike the restricted relief individual landlords receive.

How is investment property valued in FRS 105 accounts?

At cost less depreciation. FRS 105 does not use annual fair-value revaluation, which keeps a property company’s accounts simpler.

Related guides

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